A budget is a plan for your money.
It's that simple! We offer budgeting help for creating a budget plan. It's telling your money where to go before the month begins. As a matter of fact, I like to call it custom organization for your money, because when you budget, you’re getting organized and taking control of the income you work hard for. Every single dollar!
I know how difficult it may seem, because I’ve lived it. My wife Janelle and I paid off nearly $500,000 in debt—and having a budget was one of the key parts to helping us make that happen.
Steps to creating a monthly budgeting plan:
Step 1
List your income
Step 2
List your expenses
Step 3
Subtract expenses from income
Step 4
Track your expenses (all month long)
Step 5
Make a new budget (before the month begins)
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